Commercial Auto Insurance
Commercial auto insurance is a type of insurance policy that helps cover vehicles used for business purposes such as cars, trucks and vans. Commercial auto insurance covers vehicle damage and driver injuries.
If you use vehicle(s) as part of your business, get a free online commercial auto insurance quote from GEICO today. We’ve been doing this for over 70 years, and we work hard to provide the specialized auto insurance coverage your business needs, at a great price. Whatever the size of your business, we’ll help customize a policy that works for you.
What is covered by commercial auto insurance?
Commercial auto insurance covers business vehicles for things like:
- Damage to your vehicle(s)
- Driver injury
- Injury to someone else
- Damage to someone else’s property
Commercial auto policies tend to have higher coverage limits than personal policies, because business vehicles need more protection in case of accidents.
What type of vehicles are covered by commercial auto insurance?
- Cars
- Vans
- Pickup trucks
- Box trucks
- Service utility trucks
- Food trucks
We currently don’t offer insurance for semi-trucks and tractor-trailers.
Who needs commercial auto insurance?
If you or your employees use your vehicle as part of your business, you need a commercial auto policy. We often cover vehicles used by:
- Electricians, plumbers, and HVAC professionals
- Carpenters, painters, and other contractors
- Landscapers and plow services
- Caterers and food vendors
- Other business types, like real estate and sales
If you drive for Uber, Lyft, or a delivery service like Amazon Flex or Grubhub, you need rideshare insurance instead.
Without commercial auto insurance, you risk:
- Limited or no coverage for accidents while using your vehicle for business
- Paying out of pocket for repairs, injuries, and more
- Losing your personal auto coverage
Getting a commercial auto insurance quote can be the first step in protecting you and your business. GEICO Commercial Auto Insurance covers your vehicle 24/7. That means whether you’re working or not, your vehicle is protected!
Why Charla Brotherton Insurance Agency for commercial vehicle insurance? Local, savings, service, and experience.
GEICO Commercial Vehicle Insurance comes with outstanding service, flexible ways to manage your policy, and competitive rates.
Outstanding service
Whatever your needs are, our commercial experts can help you with things like:
- Adding or removing vehicles
- Updating drivers
- Adjusting coverage limits
- Adding insurance coverages like general liability
- Reporting and tracking claims
Online Policy Access
You can easily manage your commercial auto policy online. Log into your policy and you can:
- Make payments
- Enroll in autopay
- View payment history
- Check installment schedules
- Get ID cards or proof of insurance
Competitive Rates
We realize not all businesses are alike. GEICO’s Commercial Auto policy gets you the best protection for your business at the best price for your budget. We’ll help you with selecting:
- Coverage types
- Coverage limits and deductibles
- Vehicles
- Drivers