Fort Worth, Texas Motorcycle Insurance
Here at Charla Brotherton Insurance Agency, we are your Fort Worth insurance agency that specializes in motorcycle coverage. We’ll find the best motorcycle insurance rates in Texas to get you the best coverage at at the best price possible.
Many people purchase motorcycle insurance to protect themselves against certain damages. The policy pays for covered losses caused by collisions with other vehicles. It also provides legal defense in lawsuits. Depending on the coverage limits, it can pay for injuries or property damage incurred by uninsured motorists. Some policies even cover medical expenses for the biker or passengers, regardless of fault. Most states require that you purchase motorcycle insurance. The cost of such coverage varies from state to state, but it is well worth the money.
Certain companies are not always going to be the best fit for you since insurance companies take different factors into consideration. That’s why we compare companies for you when you’re shopping for motorcycle insurance in Fort Worth. Some of these factors include:
- The Number of Drivers
- Your Age, Address
- Driving record
- Credit History
- The Type of Motorcycle
Motorcycle Insurance in Fort Worth, Texas
Most companies offer coverages similar to auto insurance policy. This would include your bodily injury and property damage liability. The first thing you should consider is coverage amounts. Most states only require liability coverage. Other types of motorcycle insurance are optional, but it’s important to understand the types and limitations of each one. Liability insurance, for example, covers bodily injury and property damage caused by accidents, but doesn’t cover damage to your own bike. Comprehensive coverage, on the other hand, pays for damage to your bike if you hit another vehicle, hit an animal, or overturn. You may also consider additional Texas motorcycle insurance including medical payments, comprehensive and collision coverage. Uninsured motorist covers you in the event you are injured by someone who does not carry insurance or may not have enough insurance to cover your injuries.
You may also qualify for discounts that could possibly lower your premiums. These may include:
- Multiple policies with our company
- Safety courses that you may have taken
- Insurance on more than one motorcycle
If you need great motorcycle insurance in Fort Worth, TX give us a call (817) 924-0404. We can get you the coverage you need, at the price you deserve so you can ride with peace of mind.